Are you looking for information on how to apply online for ayushman bharat health insurance scheme? To improve health and ease of living, government of India come up with all new health insurance scheme, which will cover almost 10 crore poor families (50 crore people of India). Prime Minister Narendra Modi lead Government has named this health scheme as Ayushman Bharat. Here we are explaining step by step guide on how to apply online for this health insurance scheme.
India is having large number of people who are living below poverty line (BPL). To secure their health and their family member’s health, government of India to give Rs 5 lac of health insurance to those poor families. Below is more details with guide on how to apply online for ayushman bharat scheme, do check out.
How to Apply Online For Ayushman Bharat (National Health Protection Scheme)?
The Ayushman bharat health insurance scheme will be launched on 1st April, 2018. From 1st April onwards, you will be able to apply online or this scheme.
Who will get cover Under Ayushman Bharat Health Insurance Scheme?
Under Ayushman bharat (आयुष्मान भारत) scheme, government India to provide health insurance to 10 crore families of India. Approx 50lac people of India will get benefit of this scheme. This is world’s largest government-funded healthcare programme (after Obama care).
- 50 crore people of 10 crore families will get full health cover under ayushman bharat health programme.
- 5 lakh of coverage will be provided to families who opt for this health insurance.
- No cap of family size, you can add as many family members you want to add.
- All Indian citizens (with valid documents) will get benefit of ayushman bharat scheme.
How much premium we need to pay for this health insurance?
Approx Rs.1000-1200 of yearly premium needs to be paid for ayushman bharat health insurance scheme. This amount of yearly premium is quite nominal; it almost frees health insurance in India which covers all family members.
Will it be Cashless treatment health insurance?
Yes, Ayushman bharat health insurance is fully cashless. You do need to pay anything for any treatment; you can just go to government selected hospitals for treatment.
How much budget government of India allowing for ayushman bharat?
For this world’s largest health programme, government of India putting Rs.3000cr of budget for the first year. Depends on the number of subscriber for this scheme, the budget will be extended.
Who will pay for insurance amount?
The amount of insurance will be shared between central government and state governments on the ratio of 60:40. 60% fund for the ayushman bharat scheme will be provided by Government of India.
Will this premium we pay for Ayushman bharat scheme will be tax free?
Yes, Under IT Section 80D (just like IT Section 80C), you can claim tax rebate for the amount you pay for ayushman bharat health insurance.
Is there any current health insurance scheme going on by government of India?
Yes, currently Rashtriya Swasthya Bima Yojana (RSBY) health programme is going on by government of India which gives cover for Rs.30,000 only. Apart from that, many state governments have their own health insurance schemes as well.
From when the ayushman bharat health insurance scheme will be implemented?
As per the latest statement by Aurn Jaitley (finance minister), from 1st April, 2018 (new financial year), the ayushman bharat health programme will be launched all over country.
Will only Government hospitals provide cashless treatment under this scheme?
No, government as well as private hospitals of India will be covered under this scheme, which will provide free health treatment to all Indian citizen.
Apart from this, mission indradhanush, pradhan mantri bhartiya jan aushadhi pariyojana, are other health programme on going with this programme. Government of India to increase the family cover from 10 lakh to 25lakh in coming years.
Approx 1.5lakh new health care centres will be opened in India which will provide free health treatment and low cost medicines as well. Also, government planning to open at lest one medical college between 3 parliamentary constituency. And there proposal of increase MBBS seats up to 67 thousands across India.
Ayushman bharat (under National Health Protection Scheme or Modi care) will be run as trust model or insurance model which will be non-profit trust. We will keep you update with all new details related to ayushman bharat scheme as it launched.
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