To enhance wellbeing and simplicity of living, the Indian government have come up with a new medical coverage scheme, which will cover just about 10 crore poor families (50 crore individuals of India) and it is the Ayushman Bharat Yojana.
The very first pillar of Ayushman Bharat and maybe the more critical one includes building up 150,000 wellness and health focuses that will give a more extensive package of services. At present, one sub-center is anticipated to take into account the wellbeing necessities of around 5,000 individuals. In any case, the services conveyed at the sub-center are centered essentially around maternal and kid wellbeing and additionally treatment of some normal diseases like diarrhea and respiratory tract illness.
Given that India is confronting a twofold burden of illness including non- communicable ailments like stroke, cancer, and diabetes, it is critical that a complete extent of services is conveyed at the patients’ first spot of contact with the wellbeing system. It is along these lines suggested that the redesigned sub-centers will give an extensive scope of analytic, remedial, rehabilitative and palliative care and additionally preventive and promotive administrations to address the determinants of ill health like malnutrition and absence of access to sanitation.
Ayushman Bharat Application Form
The Ayushman Bharat medical coverage plan will be launched on first April 2018. From first April onwards, you will get the Ayushman Bharat application form and you can fill as well as submit the form.
Who will all be covered Under the Ayushman Bharat Health Insurance Scheme?
Under Ayushman Bharat health insurance scheme, the government of India will give health care coverage to 10 crore families. Approx 50lac individuals in India will be benefitted from this plan. This is the world’s biggest government-subsidized medical services program (after Obama care).
- 50 crore individuals of 10 crore families will get full wellbeing cover under Ayushman Bharat wellbeing program.
- 5 lakh of coverage will be given to families who choose this medical coverage.
- No cap on the size of family, you can include as many members as you need to.
- All Indian citizens (with substantial documents) will get the advantage of Ayushman Bharat scheme.
Approx Rs.1000-1200 of yearly premium should be paid for Ayushman Bharat medical coverage scheme. This measure of the yearly premium is very ostensible; it nearly frees medical coverage in India which covers all family members.
Cashless treatment health insurance
Ayushman Bharat medical coverage is completely cashless. You do not have to pay anything for any treatment; you can simply go to government selected hospitals for treatment.
Documents to be submitted
The patient after he reaches the hospital for treatment must submit all the insurance documents and in this document, the hospital will mention to the insurance company about the amount needed for the treatment. Then after verifying the documents and if they are confirmed then the person will be treated at the hospital without making any payment.